Letter Before Action
(pre-sue letter)
Before starting official legal proceedings, we recommend you send a Letter Before Action (LBA/pre-sue letter). The cost of this ranges from £15 - £25 (plus VAT) and is a straightforward step that involves issuing a letter to your debtor requesting payment within seven days.
You also have the option to reinforce the message with an e-mail or text. We recommend that a Letter Before Action is a good starting point, and is often enough to prompt a response and payment – many of our clients have recovered thousands of pounds simply by doing this.
What are the options?
We offer the following pre-sue services:
- Pre-sue Standard – Letter to your debtor
- Pre-sue Plus – Letter + an e-mail
- Pre-Sue Extra – Letter + a text (+ e-mail if e-mail address is known)
- To instruct a pre-sue letter, please click the link below and we will begin the process right away.
What next?
If no payment is received after seven days, you can then decide whether to take court action (although there is no obligation to do so). Our team will keep you up-to-date on the progress of your case at all times, and are available to discuss the best way forward and your next steps.
Court Action
Experience has taught us that the quicker you start legal proceedings, the better chance you have of recovering the money owed. It is likely that your debtor will also have other creditors looking for payment too, which means it is in your interests to act quickly.
As soon as we receive your instructions, we move into action and can issue proceedings anywhere in Scotland. To ensure you recover your money as soon as possible, we draft all documentation and sent it to court within 48 hours of receiving your instructions.
Once the court has processed the papers (this usually happens within 7-14 days), we can then serve them on your debtor. If your debtor ignores the court action, we will enforce the judgment using our post-judgment remedies.
Instructing court action
If other avenues have so far failed and you feel court action is needed to recover what you are owed, please click the link below and we will begin processing your case right away.
Our team will keep you up-to-date on the progress of your case at all times, and are available to discuss the best way forward and next steps.
What if my debtor can't pay?
There is no point in pursuing someone who cannot pay you – nobody wants a judge to rule in their favour only to find out the debtor cannot meet their financial obligations. For your added peace of mind, we have tools in place to help you avoid this expensive mistake.
If you are concerned about the ability of your debtor to pay what is owed, please speak to our team who will advise on the best way forward.